I told you so!

Read this. You'll see it is an article about the overspending and lack of saving in US. It was written in 2005, and shows the foundations we were laying for the current credit crisis.

There must be so so so many financial gurus out there right now saying "I told you so".

This article mentions "Find your 'latte factor'". Well I spend £2.60 a day and that is just the morning one (I sometimes get a p.m. one). SO that is a minimum of £55 a month. No more!!!!!!!!!!!!

I wrote in a previous blog about chest lurgy and how I was giving up dairy; well sadly, I cut back but didn't give up, but starting today, I now WILL!!! I promise!!

Chest LURGY!

So, I still have the bunged up chest which was a result of two things.
(1) long hours and stress at work last week; and
(2) the fact that to keep going I had a latte in the morning and a cappuccino every afternoon.

I have learned my lesson the hard way, that too much dairy clogs up my chest & I did have a nagging voice in my head last week .... and ignored it.

SO what happens, the clogged up chest results.


SO NO MORE expensive coffees for this young lady!

I know I haven't listened to my own advice, but to anyone out there who has more sense, read up on the following:
http://www.milksucks.com/ and
http://notmilk.com/
and
http://www.nomilk.com/

Get well to me, get well to me..............